
Access 12–60 month funding from $5,000 to $2,000,000 with approvals in as little as 4 hours.Built for established businesses ready to scale — without the delays of traditional banks.

We offer 12 Month Terms for $5,000 up to $2,000,000 with approvals in as little as
4 hours.
✔ In business 12+ months
✔ Generating $10,000+ in monthly revenue
✔ Looking for $5,000 – $2,000,000 in working capital
✔ Need capital fast to seize growth opportunities

We offer 12 Month Terms for $25,000 up to $2,000,000 with approvals in as little as
4 hours.hours.
To Qualify:
- Must be in business for at least 12 months.
- Minimum $15,000 in monthly sales
THE FUNDING OPTION ESTABLISHED BUSINESSES RELY ON
Access working capital designed to match your monthly sales — without the rigid underwriting and long approval cycles of traditional banks.
Complete a streamlined online application.
No extensive paperwork. No branch visits.
Get a funding decision in as little as 4 hours.
Transparent terms. Efficient underwriting.
Inventory. Payroll. Equipment. Expansion.
Funding that moves at the speed of your operations.
Your business is unique.
We get small business and have several financing options.
Your business is unique.
We get small business and have several financing options.
Fast, flexible capital aligned with your monthly sales.
Average funding amount:
$125,000*
2-minute prequalification
Minimum 12 months in business
FICO 550+ considered
*Estimates based on all term loan transactions January 2025 - December 2025.
Fixed-rate financing for highly qualified businesses.
Average funding amount: $269,000*
Automatic qualification review
550+ FICO
$250,000+ annual revenue
*Estimates based on all term loan transactions January 2025 - December 2025.




Michael Torres
Anita Sharma
Josh Johnson
You’re here because you have big goals. Ours is to make sure businesses like yours get the right funding to reach them.
Apply online on your time, or speak with one of our Spartan funding specialists — either way, we’re here to get your business the capital it needs.
Monday - Friday: 8am - 7pm ET

